Whether you are already enrolled in a Medicare plan, turning 65 or just searching for a new plan with better pricing. We specialize in the senior market with Medicare Supplement Insurance, Medicare Advantage Plans, Prescription drug Plans, Final Expense and other products. Although we specialize in the senior market we provide plans for all ages. We represent the majority of the major carriers and will take the time to understand your concerns and needs. Because we are independent agents we work for you, not a single carrier and we only represent carriers that are highly rated. We take the complicated process and make it simple to understand and to enroll.
Our clients are assured a relaxed, no pressure manner to simplify the decision making and enrollment process that matches your needs to the plan that works best for you and your unique situation.
The biggest decission you make with regards to the senior market is when you turn age 65. This is your Medicare “open enrollment” period, Which means you can choose any Medicare carrier without having to answer medical underwriting questions. You have only one open enrollment period. Making an informed choice during your open enrollment can possiblly save you hundreds of dollars each year. We can explain your options and the consequences of each depending on your specific circumstances.
What are the different parts to Medicare:
- Part A (hospital insurance) (Medigap and Medicare Supplement insurance fills the gaps)helps pay for inpatient hospital care, skilled nursing care, hospice care and home health care.
- Part B (medical insurance) (Medigap and Medicare Supplement insurance) helps pay for doctors fees, outpatient hospital visits, some preventive care and durable medical equipment.
- Part C (Medicare Advantage) is an alternative coverage option to Original Medicare that allows you to choose to receive all of your health care services and prescription drug coverage through one plan. Medicare Advantage plans include Part A and Part B covered services, and often includes Part D (prescription drug coverage).
- Part D helps cover the cost of outpatient prescription drugs.
IF YOU ARE LOOKING FOR A NEW PLAN OR BETTER PRICING:
Let us help you compare options and plans for your area. The information is FREE and there is absolutely no obligation.
Neither Senior health Solutions4u nor its agents is connected with the Federal Medicare Program